Shopping Cart: Am I ready for payment gateway?

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Database Query

The database query will depend on your setup but in my case I have another server action that inserts products from a shopping cart in data store to the database, and inserts a new record in the table order that contains the user details.

A query is required to find out how much you would like to charge. This wouldn’t be required if you simply only have a single product or service to charge for.

Yeah, I may be in over my head. I'm already stuck and haven't even started.